Owner-User Commercial Real Estate financing for Small Businesses

We work directly with lending partners to expand their
financing options while also helping small businesses
achieve their dreams.

Our Commercial Real Estate Lending Options

Momentus Direct Capital makes it simple to connect you to traditional and non traditional commercial lending options for small businesses.

Wholesale 1st Mortgages

Provides a full array of national wholesale SBA 504 1st mortgage options.

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A Better Alternative to SBA 504 or Traditional Loans for Commercial Real Estate Financing.

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Covering the country with national and local products

Through Momentus Direct Capital, a majority of our lending products are available to lenders and small business owners nationally to ensure we can support you no matter where you are in the country.

A few of our products are limited to specific states and we encourage you to review the terms and highlights of each to learn more about what is available to you. Do not hesitate to reach out to learn more.

Together we can create new pathways to support self-determination and locally-led visions of equity, access, and opportunity.

Creating real impact for small businesses

Our experienced lending team brings an unparalleled depth of knowledge to help clients navigate traditional and SBA financing options. As a result the Momentus Direct Capital team has delivered over $2 billion in financing to close over 1000 transactions. The result is well over 12 million sq. ft. of small businesses properties created or supported – generating real impact for economic development and communities.

$2 Billion

In financing to close over 1,000 transactions

12 Million

Square feet of small business properties

Experience you can trust.

Momentus Direct Capital is one of the family of companies under the Momentus Capital brand of organizations. Together our have $3 billion in assets under management and a national team with decades of experience working in the lending, investing, technology, and construction fields. We unite that breadth of experience under Momentus Capital’s unified mission: to ensure all people have equitable access to the capital and opportunities they deserve.


Meet the Team

Headshot of Ken Rosenthal, Momentus Direct Capital Business Development Officer
Ken Rosenthal, MBA

Sr. Advisor
Wholesale SBA 504 1st Mortgages

Headshot of Martin Wong, Momentus Direct Capital Business Development Officer
Martin Wong

Business Development Officer

Headshot of Ivy Hall, Momentus Direct Capital Business Development Officer
Ivy Hall

Business Development Officer

“Most knowledgeable lending partners you can find”

At Avid Commercial, we have worked with Ken Rosenthal for many years on the SBA 504 loan product. He is one of the most knowledgeable lending partners you can find anywhere in the country. Ken’s ability to understand the loan process from the lender, borrower and from the SBA side is unparalleled in the industry.

Scott Harbertson

Executive Vice President
Avid Commercial, LLC


“It was a dream come true for me”

Upon finding the perfect property for my business. I decided to apply for an SBA loan and I was introduced to Martin. He shared with me a new loan product called Impower 95 that only required 5% down payment. I thought it was a dream come true for me. My property cost nearly $1 million. Martin and the underwriting team did an exceptional job walking me through the underwriting process, all the way, to the close of escrow.

Joyce Andrews

Baby Steps


“I value working with Ken and the Morgan Stanley team because of their responsiveness and the way they’re willing to work through any situation to get the deal done!”

Scot Buker

Director, SBA Programs
CBRE | Capital Markets



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